Buying a lake house is about more than just stunning views. You need to look at the property’s water access, flood risk, maintenance demands, neighborhood rules, and more. Whether you want a weekend retreat or a full-time residence, this guide shows you exactly what to consider before making one of the biggest—and most rewarding—purchases of your life. /*! elementor - v3.23.0 - 15-07-2024...
Waterfront homes
To sell your home fast and for top dollar, you need a clear strategy—from prep work to paperwork. This complete checklist walks you through everything: cleaning, repairs, staging, pricing, marketing, and closing. If you’re selling a home in the Lake Marion area, Carolina Properties can help you check every box with confidence. /*! elementor - v3.23.0 - 15-07-2024...
A construction loan is a short-term loan that covers the cost of building a new home from the ground up. Unlike traditional mortgages, construction loans release funds in stages—called "draws"—as work progresses. Once construction is complete, the loan is either paid off or converted into a permanent mortgage. If you’re building your dream home near Lake Marion, understanding how construction loans...
A jumbo loan is a mortgage that exceeds the conforming loan limits set by Fannie Mae and Freddie Mac. In most parts of the U.S., including South Carolina, that limit is $766,550 as of 2025. If you’re buying a luxury, lakefront, or multi-million-dollar home near Lake Marion, you may need a jumbo loan to finance the purchase. /*! elementor - v3.23.0 - 15-07-2024...
A USDA loan is a government-backed mortgage designed to help low- to moderate-income buyers purchase homes in eligible rural areas—including many neighborhoods around Lake Marion. To qualify, you’ll need to meet income limits, property location guidelines, and credit and debt requirements set by the U.S. Department of Agriculture. /*! elementor - v3.23.0 - 15-07-2024...
An FHA loan is a government-backed mortgage designed to help buyers with lower credit scores or smaller down payments purchase a home. Backed by the Federal Housing Administration, these loans make homeownership more accessible for first-time buyers and those who may not qualify for conventional loans. In South Carolina—including the Lake Marion area—FHA loans are a popular choice for both primary...
In most real estate transactions, anything that is permanently attached to the home is included in the sale—like built-in appliances, lighting fixtures, and cabinets. However, items like furniture, décor, and outdoor equipment may not be. The key is to confirm in writing what’s included before closing. Don’t leave it up to assumptions—get it clear, get it agreed. /*! elementor - v3.23.0 -...
Preapproval is better than prequalification when buying a home—especially in competitive markets like Lake Marion. While both show lenders are interested in working with you, a preapproval carries more weight and gives you stronger buying power. /*! elementor - v3.23.0 - 15-07-2024 */ .elementor-widget-image{text-align:center}.elementor-widget-image a{display:inline-block}.elementor-widget-image a...
Yes—Lake Marion is packed with things to do! From world-class fishing and boating to hiking, golfing, wildlife watching, and dining, there’s no shortage of activities around South Carolina’s largest lake. Whether you're visiting for the weekend or planning to move here, Lake Marion has something for everyone. /*! elementor - v3.23.0 - 15-07-2024...
Yes, waterfront properties often come with higher property taxes due to their increased value, location, and demand. If you're considering a home on Lake Marion, it’s important to understand how property taxes work—and how they can impact your budget. /*! elementor - v3.23.0 - 15-07-2024 */ .elementor-widget-image{text-align:center}.elementor-widget-image...