A VA loan is a mortgage backed by the U.S. Department of Veterans Affairs, available to eligible veterans, active-duty service members, and certain surviving spouses. It offers 100% financing, no private mortgage insurance, and competitive interest rates—making it one of the most powerful home loan programs available in the U.S., including in areas around Lake Marion, South Carolina. /*! elementor -...
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A USDA loan is a government-backed mortgage designed to help low- to moderate-income buyers purchase homes in eligible rural areas—including many neighborhoods around Lake Marion. To qualify, you’ll need to meet income limits, property location guidelines, and credit and debt requirements set by the U.S. Department of Agriculture. /*! elementor - v3.23.0 - 15-07-2024...
A conventional loan is a mortgage that’s not backed by a government agency like the FHA, VA, or USDA. These loans typically require higher credit scores and down payments, but they often come with better terms, fewer restrictions, and no upfront government fees. In the Lake Marion area, conventional loans are one of the most popular options for buying primary homes, vacation homes, and investment...
An FHA loan is a government-backed mortgage designed to help buyers with lower credit scores or smaller down payments purchase a home. Backed by the Federal Housing Administration, these loans make homeownership more accessible for first-time buyers and those who may not qualify for conventional loans. In South Carolina—including the Lake Marion area—FHA loans are a popular choice for both primary...
In most real estate transactions, anything that is permanently attached to the home is included in the sale—like built-in appliances, lighting fixtures, and cabinets. However, items like furniture, décor, and outdoor equipment may not be. The key is to confirm in writing what’s included before closing. Don’t leave it up to assumptions—get it clear, get it agreed. /*! elementor - v3.23.0 -...
In South Carolina, down payments typically range from 0% to 20%, depending on the type of loan you use. First-time buyers, veterans, and rural buyers may qualify for little to no money down, while conventional loans often require between 3% and 20%. /*! elementor - v3.23.0 - 15-07-2024 */ .elementor-widget-image{text-align:center}.elementor-widget-image a{display:inline-block}.elementor-widget-image a...
South Carolina is home to some of the most beautiful lakefront lots in the Southeast—including highly sought-after property around Lake Marion. Whether you’re dreaming of a retirement retreat, a custom lake house, or a long-term investment, buying a lake lot is your first step toward waterfront living. /*! elementor - v3.23.0 - 15-07-2024...
Preapproval is better than prequalification when buying a home—especially in competitive markets like Lake Marion. While both show lenders are interested in working with you, a preapproval carries more weight and gives you stronger buying power. /*! elementor - v3.23.0 - 15-07-2024 */ .elementor-widget-image{text-align:center}.elementor-widget-image a{display:inline-block}.elementor-widget-image a...
Yes—Lake Marion is packed with things to do! From world-class fishing and boating to hiking, golfing, wildlife watching, and dining, there’s no shortage of activities around South Carolina’s largest lake. Whether you're visiting for the weekend or planning to move here, Lake Marion has something for everyone. /*! elementor - v3.23.0 - 15-07-2024...
Yes, waterfront properties often come with higher property taxes due to their increased value, location, and demand. If you're considering a home on Lake Marion, it’s important to understand how property taxes work—and how they can impact your budget. /*! elementor - v3.23.0 - 15-07-2024 */ .elementor-widget-image{text-align:center}.elementor-widget-image...