The short answer: you can buy a house with a credit score as low as 580 for some loans, but most buyers need at least 620–640 to qualify comfortably.FHA loans: Minimum score of 580 (with 3.5% down)VA loans: No set minimum, but lenders usually want 620+Conventional loans: Typically require 620 or higherBest rates: Credit scores 740+ give access to the lowest interest rates /*! elementor - v3.23.0 -...
