If you’re thinking about buying a home in Summerville, South Carolina, you’re not alone — and you’re in the right place to do it.Known as “The Flower Town in the Pines,” Summerville has become one of the most sought-after real estate markets in the Southeast. Families, retirees, and professionals are all drawn to its charming neighborhoods, award-winning schools, and easy commute to...
How much do I need for a down payment?
A construction loan is a short-term loan that covers the cost of building a new home from the ground up. Unlike traditional mortgages, construction loans release funds in stages—called "draws"—as work progresses. Once construction is complete, the loan is either paid off or converted into a permanent mortgage. If you’re building your dream home near Lake Marion, understanding how construction loans...