The best type of loan for a house depends on your financial situation, credit score, down payment, and homeownership goals. Most buyers choose from four main options: Conventional, FHA, VA, or USDA loans. Each has unique benefits and requirements—so knowing which one fits your needs is key to buying confidently, especially in markets like Lake Marion, SC. /*! elementor - v3.23.0 - 15-07-2024...
Home Loan Tips
A fixed-rate mortgage keeps your interest rate and monthly payment the same for the life of the loan, while an adjustable-rate mortgage (ARM) starts with a lower rate that can change over time based on market conditions. Choosing the right option depends on how long you plan to stay in the home, your risk tolerance, and your financial goals—especially when buying in areas like Lake Marion, SC. /*!...