FHA Loans

What are the credit and down payment requirements to buy a home in 2025?

If you’re planning to buy a home in 2025, the good news is that qualifying is still very possible — even if your credit isn’t perfect or you don’t have 20 percent down.Lenders have adjusted to higher interest-rate environments with more flexible programs, and first-time buyers across South Carolina are using smaller down payments than ever before. /*! elementor - v3.23.0 - 15-07-2024...

What is the best type of loan to get for a house?

The best type of loan for a house depends on your financial situation, credit score, down payment, and homeownership goals. Most buyers choose from four main options: Conventional, FHA, VA, or USDA loans. Each has unique benefits and requirements—so knowing which one fits your needs is key to buying confidently, especially in markets like Lake Marion, SC. /*! elementor - v3.23.0 - 15-07-2024...

What type of loan is best for buying a house?

The best type of loan for buying a house depends on your financial situation, credit score, and property goals. In South Carolina, popular options include Conventional, FHA, VA, and USDA loans — each with its own benefits and requirements. Below, we'll help you figure out which loan is right for you, especially if you're buying near Lake Marion. /*! elementor - v3.23.0 - 15-07-2024...

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